I’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do?
“Dear Steve, When I read the news I get so afraid that I will get laidoff. Business at work seems to be slow and I find myself surfing the internet more at work and reading more of these stories about...
View ArticleI Can’t Afford My Car Payments. What Can I Do? – Jason
Jason “Dear Steve, I purchased a car about two years ago, due to the recent drop in the economy my job has been made pretty much obsolete and now i can afford to make the payments, is there anything i...
View ArticleWe Have a Lot of Debt But We Don’t Want to Go Bankrupt. – Heather
“Dear Steve, Due to my husband losing his job and my being off work at times for medical reasons, we hve a lot of unsecured debt. We do not want bankruptcy. We have to refi our house next year so I...
View ArticleSingle Mom Does Not Have Enough Left For Groceries. – Laura
“Dear Steve, I am a single parent who put my children through college, and now am $140,000 in debt with credit cards and student loans. I don’t have enough money left for groceries after paying bills....
View ArticleI’m Anxious to Refinance My House to Pay Off Debt If It Lowers My Payment. –...
“Dear Steve, Hi Steve, I have a $115K 30 yr mortgage at 5.25% and now have 20 yrs left. I also have almost $20K in credit card debt (13.5%) which is a minimum monthly payment of over $400, of which I...
View ArticleHow Can We Find Someone to Refinance Our Home? – Kathy
“Dear Steve, We are in credit card debt of an incredible $40,000. We are trying to refinance our home…We owe $110,000 on it, but its assessed at $265,000. We are wanting to refinance to pay off the cc...
View ArticleWhat You Need to Know Before You Refinance Your Home to Pay Off Debts
Consolidating your debt with the equity in your home can be a terrific money-saving strategy. The interest rate may be much lower than you’re paying on your other bills and, if you itemize on your tax...
View ArticleI Need to Lower My Mortgage Payment. – Josten
Josten “Dear Steve, I need some advice on how to lower my mortgage bill payment. We have to pay too much money, monthly just to keep this house. My family can’t pay this much and we may have to sell...
View ArticleI Always Heard Not to File Bankruptcy. Now I Wish I Had. – Kathy
“Dear Steve, I owe 2008 taxes & I’m not paying in enough this year. I need every penny of my take home pay and more to live. A few years ago I took out a “mortgage based loan” to pay around $20,000...
View ArticleRefinancing My House After Bankruptcy. Who Can I Go With? – Jacquelyn
“Dear Andy, I am converting from chapter 13 to chapter 7 I am affirming my house but have 4300.00 in behind payments that I need help with. Is there any company that will refinance my house coming out...
View ArticleHow Do I Refinance My Mortgage When It’s Underwater and I’m Loaded With...
“Dear Damon, I have about 53K in credit card debt (18K is @29.99). I plan to reach out to someone for help (still trying to figure out who to call first) for hopefully getting help negotiating a better...
View ArticleLost a Job and Trying to Pay the Bills. Should We Refinance? – Jenna
“Dear Steve, Our problems started 7 years ago when our daughter was born, her medical issues, then my husband lost one job (he was working two, to pay medical bills) we were doing pretty well until he...
View ArticleHow Do We Refinance Our Interest Only Mortgage With Bad Credit? – Morga
“Dear Andy, We have a loan through American Home Mortgage I assume this is Bank of America. Right now it is an interest only loan with a rate of 6.75. There is no way to get it refinanced right now as...
View ArticleCan We Get a Loan on the Equity in Our House Without Refinancing? – Dorothy
We want to get cash out of our house, but wonder if we can do this without refinancing the house. Because if we refinance it will take longer to pay off the house. We have 6 more years to pay on it. We...
View ArticleMarried, 3 Kids, Husband Has Cancer and Trying to Refinance Mortgage. – Anna
“Dear Steve, Married has 3 children and a husband who has a cancer.I’m the only one working and my husband’s SSS was freeze for overpayment ,that made it harder for our finances . I used credit card...
View ArticleHelp! An Old Credit Card Is Stopping Me From Refinancing
The only thing holding Bob Warren back from refinancing his mortgage is a debt he no longer owes. A few years back, Warren lost his job and had to let the credit cards go. When he got back on his feet,...
View ArticleShould We Consolidate Student Loan Debt Into Mortgage? – Rhonda
Question: Dear Steve, We are going to refinance our home, out of an adjustable rate, and wondering if we should bundle our kids’ student loan debt into the mortgage. The student loan interest rate is...
View ArticleI’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do?
“Dear Steve, When I read the news I get so afraid that I will get laidoff. Business at work seems to be slow and I find myself surfing the internet more at work and reading more of these stories about...
View ArticleI Can’t Afford My Car Payments. What Can I Do? – Jason
Jason “Dear Steve, I purchased a car about two years ago, due to the recent drop in the economy my job has been made pretty much obsolete and now i can afford to make the payments, is there anything i...
View ArticleWe Have a Lot of Debt But We Don’t Want to Go Bankrupt. – Heather
“Dear Steve, Due to my husband losing his job and my being off work at times for medical reasons, we hve a lot of unsecured debt. We do not want bankruptcy. We have to refi our house next year so I...
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